CalTAP hires Terry Breland to expand home loan and Realtor support

CalTAP, powered by Secure Choice Lending, named Terry Breland as Senior Loan Consultant and Account Manager in Riverside, California, to help buyers and referral partners navigate the CalTAP Home Loan Program. The move expands support for eligible public servants and strengthens the company’s linked lending-and-real-estate network.

Why it matters: - CalTAP is adding a dedicated lending and account-management contact for California homebuyers and referral partners. - The hire is aimed at supporting teachers, school employees, first responders, medical professionals, active and retired military members, public employees, and other eligible community members. - The role ties mortgage guidance more closely to the Listing California Preferred Realtor Network, which could simplify the path from pre-approval to closing.

What happened: - CalTAP, powered by Secure Choice Lending, appointed Terry Breland as Senior Loan Consultant and Account Manager for Joe Moore, Division Manager. - The announcement was made Aug. 17, 2026, in Riverside, California. - Breland will help California buyers, homeowners, referral partners, and real estate professionals navigate the CalTAP Home Loan Program. - Breland will also connect clients with the Listing California Preferred Realtor Network.

The details: - Breland will focus on helping clients understand financing options, prepare for pre-approval, and move from contract through closing. - Breland will work alongside Joe Moore and Team Moore. - The team’s focus includes serving California’s public-employee and public-service communities. - Joe Moore said Breland’s role strengthens CalTAP’s ability to deliver a coordinated lending and real estate experience through CalTAP and Listing California. - CalTAP buyer rewards include no lender processing, origination or underwriting fees, with potential savings of up to $1,895. - Eligible clients may receive free rate float-down protection if market rates improve after a loan is locked. - The program includes a match-or-beat rate and pricing guarantee, subject to program terms, qualification and disclosures. - Eligible buyers may receive up to $10,000 cash back at closing when purchasing with an eligible CalTAP or Listing California Preferred Realtor partner. - CalTAP also offers personalized mortgage guidance from pre-approval through closing. - The company says the benefits are designed to create homeownership opportunities for people who serve California communities. - Through the Listing California Preferred Realtor Network, clients may be paired with local real estate professionals who combine full-service representation with consumer-focused value. - For buyers, a Preferred Realtor can help coordinate the purchase strategy, offer process, financing timeline and eligibility for CalTAP buyer rewards. - For qualifying sellers, Listing California offers a transparent fee structure and full-service support that may include professional photography, 3D tours, targeted marketing, pricing strategy and negotiation support. - Realtors who join the Preferred Realtor Network can refer eligible clients to CalTAP or TAPUSA. - CalTAP will provide an additional 0.50% lender credit on the purchase transaction for eligible referrals. - The lender credit may be used for eligible closing costs, prepaid expenses and other allowable settlement charges, subject to loan-program requirements and disclosures. - Preferred Realtor partners may also get pre-approved buyer referrals within their service area, co-branded CalTAP and TAPUSA marketing opportunities and enhanced visibility through CalTAP and Listing California. - Program benefits, lender credits, cash-back amounts, rate protections, guarantees, listing fees, referral opportunities and eligibility remain subject to program terms, borrower qualification, property and transaction details, investor requirements, applicable law and required disclosures.

Between the lines: - CalTAP is positioning Breland as both a mortgage guide and a relationship manager for the Realtor network. - The structure suggests CalTAP wants to make its lending program more competitive by pairing financial incentives with a service model built around local real estate partners. - The referral credit gives Realtors a direct financial reason to participate while also reinforcing the company’s broader ecosystem.

What's next: - Interested agents can join the CalTAP Preferred Realtor Network by closing a CalTAP transaction, referring eligible public-employee purchase clients and meeting participation requirements. - Clients and Realtors can learn more through Breland’s profile and the company’s program pages, including Buyer Rewards Through CalTAP, Listing California Preferred Realtor Benefits, Join the CalTAP Preferred Realtor Network, and Terry Breland’s CalTAP profile. - Breland can be reached at 714-768-8424 or terry@caltap.com.

The bottom line: - CalTAP is expanding its service team and Realtor network at the same time, aiming to make its home-loan offers more valuable to California’s public-service buyers.