Flyhomes taps Figure to scale Buy Before You Sell lending

Flyhomes has partnered with Figure Technology Solutions to move its Buy Before You Sell loan assets into Figure’s blockchain-native capital markets infrastructure. The deal is designed to support up to $2.4 billion a year in volume as Flyhomes expands nationwide.

Why it matters: - The partnership gives Flyhomes a more automated funding channel for short-duration home purchase loans. - The deal is meant to help more lenders, brokers and agents offer Buy Before You Sell programs to homeowners with trapped equity. - Figure’s marketplace model could reduce the manual balance-sheet financing that often slows wholesale lending.

What happened: - Flyhomes announced a partnership with Figure Technology Solutions on August 5, 2026. - The agreement brings Flyhomes’ Buy Before You Sell loan assets to Figure’s decentralized warehouse marketplace, Democratized Prime. - The partnership is designed to support up to $2.4 billion annually in Flyhomes Buy Before You Sell volume as adoption grows. - Eligible loans originated by Flyhomes will flow through Figure’s marketplace. - The partnership also will use Figure’s Digital Asset Registry Technology, or DART, for blockchain-native e-note and lien registry functions. - Flyhomes said the partnership supports its wholesale lending platform and growing nationwide volume.

The details: - Figure’s infrastructure is built to provide programmatic liquidity, tokenization and secondary-market execution. - Figure’s marketplace connects Flyhomes with a broader group of capital providers seeking institutional-grade yields. - The loans are expected to mature out of the Democratized Prime facility through borrower repayment because the underlying assets are short duration. - Figure describes DART as an immutable alternative to MERS. - Flyhomes said its wholesale channel lets lenders and mortgage brokers remain the originator of record. - Flyhomes said the model helps agents reduce transaction uncertainty and gives homeowners a way to qualify, access equity and make stronger offers before selling their current home. - Flyhomes says it has helped more than 12,000 families complete more than $8 billion in transaction volume. - Flyhomes works with more than 300 lending partners. - Flyhomes Mortgage, LLC, NMLS #1733272, is a wholly owned subsidiary of Flyhomes, Inc. and is based in Bellevue, Washington.

Between the lines: - The deal reflects how home financing firms are trying to use blockchain rails for real-world credit assets, not just digital tokens. - The focus on equity lock-in suggests Flyhomes is targeting a major reason homeowners delay moving even when they can afford a new home. - The partnership also signals that Flyhomes is leaning further into its B2B2C model after evolving from a direct-to-consumer real estate company. - Tushar Garg said the housing market’s equity lock-in problem leaves many homeowners financially able to move but unable to access their home equity until after a sale. - Ryan Dibble said scale in Buy Before You Sell requires a more efficient capital markets channel.

What's next: - Flyhomes and Figure expect adoption to determine how much of the projected $2.4 billion annual volume is ultimately supported through Democratized Prime. - The companies aim to expand access to Buy Before You Sell products for lenders, brokers and agents nationwide. - Flyhomes said more homeowners should be able to buy their next home first and sell their current home later with less transaction friction.

The bottom line: - Flyhomes is using Figure’s blockchain-based capital markets stack to remove a financing bottleneck and scale a niche homebuying product into a broader national channel. - More information: Flyhomes.com