Palmetto Bay estate lists with 5% buyer-agent compensation

A fully rebuilt five-bedroom estate in Palmetto Bay is listed at $1,674,999 with a 5% buyer-agent compensation offer, a structure that could appeal to agents and offset buyer closing costs. The 2025-renovated home also features a new metal roof, impact windows and doors, a heated saltwater pool and no HOA.

Why it matters: - The 5% buyer-agent compensation offer stands out after the 2024 NAR settlement reshaped how agent fees are handled. - Any amount above a buyer agent’s fee under the buyer agreement becomes a credit toward the buyer’s closing costs. - The arrangement can reduce upfront costs for buyers while keeping the listing competitive for agents.

What happened: - The seller of a fully rebuilt five-bedroom estate at 8820 SW 182nd Terrace in Palmetto Bay is offering 5% total buyer-agent compensation. - The home is listed at $1,674,999. - The seller is marketing the property through LivePalmettoBay.com. - Buyer agents and buyers can review full property details, the photo gallery and the written compensation agreement at LivePalmettoBay.com. - Showings are by appointment.

The details: - The residence has 2,758 square feet under air and 3,647 square feet under roof. - The estate sits on a 15,000-square-foot lot with no HOA. - A permitted renovation was completed in 2025. - The renovation included a new electrical panel and wiring in 2024, new PVC plumbing throughout in 2024 and a new metal roof in 2024. - The home also got two new energy-efficient air-conditioning systems in 2025, plus a new water heater and new concrete. - The property has CBS hurricane-resistant construction, a 2024 metal roof and Miami-Dade certified impact windows and doors throughout. - Inside, the home features a custom oversized kitchen island with built-in under-cabinet storage, an integrated wine cooler, an expansive quartz countertop and LG Smart appliances. - Porcelain tile runs throughout the home. - Electric blinds cover every window. - The split floorplan includes two master suites with renovated en-suite bathrooms. - Outdoors, a new 15x30 heated saltwater pool and new fence were completed in 2026. - The yard includes grass-paver accents, mature tropical landscaping and room for a private pickleball court. - An oversized air-conditioned two-car garage includes a Tesla EV charging station. - AT&T Fiber and Xfinity service the property. - The home is minutes from Westminster Christian School and Palmer Trinity School. - The property is close to Old Cutler Road and the Deering Estate.

Between the lines: - Insurance resilience is part of the sales pitch, not just the renovation story. - South Florida buyers have been focused on insurance costs, making the roof, construction type and impact protection especially relevant. - The two-master-suite layout also broadens the home’s appeal to multigenerational buyers.

What's next: - Prospective buyers and agents can request the compensation agreement and schedule a showing through LivePalmettoBay. - The home will compete both on updated condition and on its unusually large buyer-agent compensation offer.

The bottom line: - This Palmetto Bay listing pairs a fully rebuilt move-in-ready home with a compensation structure designed to help attract both buyer agents and cost-conscious buyers.